Monthly financial review for sole traders

Know where your business stands before the books are done.

Review the month while the details are still fresh. Separate owner money, explain unclear transactions, see what is owed and due, and prepare clearer information for your accountant.

Works alongside your accountant, spreadsheet or accounting software.

30-day free trial
No card required
Every current feature included
JanuaryReview in progress
Your month is almost reviewed
Three items still need your attention.
Progress80%
Needs context
£340 supplier payment
Add note
Owner money
Two movements separated
Reviewed

Different jobs. Designed to work together.

Accounting software records the books. Struxra helps you understand the month.

Accounting software

Records, organises and processes financial activity.

Struxra

Helps you review the month, add missing context and understand the current position.

The accountant

Handles professional accounting, tax, filing and formal reporting.

Your records can exist while your picture is still unclear.

During a real month, money arrives, costs leave, owner money moves, invoices wait and bills approach. Some of it needs explaining before it reaches your accountant.

Money arrives

Costs leave

Owner money moves

Invoices wait

Bills approach

Some items need explaining

Records reach the accountant later

The monthly review

A clearer month, step by step.

Bring the activity together, add the context only you know, understand the current position and complete the review when the month is ready.

01
Bring the month together

Add transactions manually, or import supported CSV and PDF bank activity.

02
Add the missing context

Separate owner money, flag unclear items, add notes to partly personal spending.

03
Understand the current position

Review cash, what is owed, what is due, recurring commitments, tax reserve and what needs attention.

04
Complete the review

Finish the Monthly Review and export a reviewed Accountant Pack when you are ready to hand the information over.

What still needs checking before I close the month?

Unclear supplier payment
£340 · Supplier Co
Add context
Owner transfer
£500 · Personal funds added
Reviewed
Partly personal phone bill
£72 · Private use note added
Reviewed
Monthly review
8 of 10 complete
In progress
Owner money reviewed
Partly personal items noted
Unclear items explained
2 items reviewed, ready for handover
Accountant Pack available when the review is complete

Built for owners whose records exist somewhere, but whose monthly position still is not clear.

For sole traders, freelancers, creators, consultants and small owner-managed businesses.

Your accountant handles most of the records
You mainly watch the bank balance to judge where things stand
Owner money gets mixed into business activity
Unpaid invoices and upcoming bills are not reviewed together
Transactions are explained weeks or months later
You only look closely at the figures when something becomes due
Alongside your accountant

Why use Struxra if you already have an accountant?

Your accountant handles the books. Struxra helps you stay close to the business between appointments.

Capture context while the month is still familiar
Understand the current position instead of waiting for retrospective accounts
Hand over reviewed information rather than unexplained records

Designed to help owners prepare clearer information before the records reach their accountant. Struxra can also sit alongside a spreadsheet or accounting platform.

One plan for every month.

One plan for the full monthly review, including every current feature.

Struxra
2 months free
£6/month
One plan for the full monthly review.
30-day free trial
No card required
Every current feature included
Start 30-day free trial
What's included
Complete a structured monthly review
Separate owner money from business performance
Add context to unclear transactions
Review partly personal spending
Track what is owed and due
Review cash and recurring commitments
Import supported CSV and PDF bank activity
Store supporting documents
Use Insights and Forecast
Export a reviewed Accountant Pack
View full pricing details →

Understand the month. Keep the formal work where it belongs.

Struxra helps you review and organise the information around the work your accountant or filing software handles.

Struxra helps you
Review the business month
Add owner context
See what is owed and due
Understand the cash position
Organise information for handover
Handled elsewhere
Submitting MTD updates
Preparing tax returns
Bookkeeping
Accounting, tax or financial advice
Professional accounting work

As record-keeping requirements change, understanding the business still matters. Struxra helps you review and organise the month, but it does not submit Making Tax Digital updates.

Visit Learn
Accountant pilot

A structured monthly review for clients who usually send records without enough context. Owner money is identified, partly personal items are noted and reviewed information is prepared for handover.

Join the accountant pilot

Start with one complete month.

Start with a 30-day free trial. No card required. Continue for £6 per month or £60 per year.